Last updated: November 4, 2026
Buckeroo (“we,” “our,” or “us”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our personal finance management platform and services (the “Service”).
By using Buckeroo, you agree to the collection and use of information in accordance with this Privacy Policy.
We collect the following personal information that you provide to us:
With your explicit authorization, we collect and process financial information through our integration with third-party banking services:
We automatically collect certain information about how you use the Service:
If you join the waitlist on buckeroo.com.au, we keep three things: your email address, which signup form on the page you used, and when you joined. We use your address to tell you when your place opens, the time you joined to invite people in roughly the order they signed up, and the form to see which part of the page people join from. Your address is stored in our database and as a contact in Resend, our email provider, which sends you that email.
You can ask to be removed at any time by replying to any email from us or writing to hello@onthedot.dev, and we will delete you from the waitlist and from Resend.
We use the collected information for the following purposes:
We share your information with trusted third-party service providers who assist us in operating the Service:
If you join a household and choose All in, your budget moves into one the household shares, and everyone All in in that household sees all of it: your accounts, balances, transactions, pouches and goals, including the accounts and transactions a bank you connect through BasiQ sends us. A bank you connect while All in sends its data to that shared budget. On your own budget, the members of a pot you are in see the pot and whether your share of it is paid each month, and never your transactions. If you and another member both connect the same joint account, it appears once, and each of you keeps it through your own connection.
We may disclose your information if required to do so by law or in response to valid requests by public authorities (e.g., court orders or government agencies).
In the event of a merger, acquisition, or sale of assets, your information may be transferred. We will provide notice before your information is transferred and becomes subject to a different Privacy Policy.
We will never:
We implement industry-standard security measures to protect your information:
However, no method of transmission over the Internet or electronic storage is 100% secure. While we strive to protect your information, we cannot guarantee its absolute security.
We retain your personal information for as long as necessary to provide the Service and fulfill the purposes outlined in this Privacy Policy. You can delete your account at any time in Settings, under Account, after entering your password. An account whose email address is not verified within 7 days of signing up is deleted the same way; until then a banner in the app shows the date.
If you linked a bank, deleting your account first deletes your user at BasiQ, which deletes the data BasiQ holds for you and withdraws your consent. If BasiQ refuses, we delete nothing and ask you to try again. We then delete your profile, budget, accounts, transactions, goals, chats with Sam, what Sam remembers, your sign-in details and any waitlist entry from our database straight away, and sign you out. If your address is a contact at Resend, our email provider, from the waitlist, we then delete that contact too.
Clean start, also in Settings under Account after your password, deletes from our database straight away the budget of every space you can see: yours, Ours if you are All in, and your pots, with their accounts, transactions, pouches, goals and Sam's suggestions, everything Sam remembers about you, and your whole chat with Sam. In Ours and a pot that erases what the other members see too, and what Sam learned about them only there. Your account and household stay. It does not reach what the AI providers in section 4.1 already processed for a chat.
When you disconnect a bank, or your consent for it ends because you withdraw it or it expires, we delete that bank's accounts and their transactions, and email you when the consent ended. A joint account another member also connects stays for them, with only the transactions their own connection brings.
Backup copies at our database provider are gone within 90 days. The service providers listed in section 4.1 delete what they hold, such as email delivery logs, on their own schedules. We keep nothing else from a deleted account, except where we are required to retain it for legal or regulatory purposes.
You have the following rights regarding your personal information:
To exercise these rights, please contact us at hello@onthedot.dev
As an Australian service, Buckeroo complies with the Australian Privacy Principles (APPs) contained in the Privacy Act 1988 (Cth). We are committed to handling your personal information in accordance with Australian privacy law.
Buckeroo is intended for users who are at least 18 years old. We do not knowingly collect personal information from individuals under 18. If we become aware that we have collected information from a child under 18, we will take steps to delete that information.
Your information may be transferred to and processed in countries other than Australia, including the United States, where our service providers are located. We ensure that appropriate safeguards are in place to protect your information in accordance with this Privacy Policy.
We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the “Last Updated” date. We will also notify you via email for material changes.
If you have any questions about this Privacy Policy or our data practices, please contact us:
Email: hello@onthedot.dev
Buckeroo is in closed beta. This policy describes what the Service actually does today and is reviewed as the Service changes. It has not yet been reviewed by legal counsel, and further disclosures may be required for specific jurisdictions.